Cookie Policy

Last Updated: March 2025

At vestralumeno, we believe you should understand exactly how we collect and use information when you visit our website. This policy explains our use of tracking technologies in plain language.

We use these technologies to improve your experience, analyze how people interact with our financial education content, and provide relevant information to visitors interested in learning about financial statement analysis.

What Are Tracking Technologies

Tracking technologies are small pieces of data stored on your device when you visit websites. Most people call them "cookies," but that's actually just one type. They help websites remember your preferences, understand how visitors use the site, and improve functionality over time.

When you visit vestralumeno.com, your browser communicates with our server. During this exchange, we may place small text files on your device or read information from files already there. This happens automatically unless you've configured your browser to prevent it.

Types of Tracking We Use

Essential Site Functions

Site Performance and Analytics

Preference Storage

How We Actually Use This Information

The data we collect serves specific purposes. We're not just gathering information for the sake of it.

Course Development

When we see that certain topics about financial ratios or cash flow analysis get significantly more engagement, we create more content in those areas. If a particular lesson has high dropout rates, we revise it.

Technical Improvements

Analytics show us if pages load slowly for certain users or if specific features aren't working properly on mobile devices. We then prioritize fixes based on impact.

User Experience

We track navigation patterns to understand if people can find what they're looking for easily. Confusing menu structures get redesigned when we spot issues.

We don't sell your browsing data to third parties. We don't use it to make assumptions about your personal financial situation. The information stays within our organization and serves only to improve the educational experience we provide.

Data Retention Periods

Different types of tracking data are kept for different periods based on their purpose:

Data Type Retention Period Reason
Session Data Until you log out or close browser Only needed during active use
Preference Settings 12 months Maintain consistent experience across visits
Analytics Data 26 months Track long-term trends and yearly comparisons
Security Logs 90 days Fraud detection and account protection

After these periods expire, the data is automatically deleted from our systems. We don't keep old tracking data indefinitely just because we can.

Managing Your Tracking Preferences

Browser-Level Controls

Every modern browser lets you control how tracking technologies work. You can block them entirely, allow only certain types, or clear existing data whenever you want.

Chrome: Settings → Privacy and security → Cookies and other site data

Firefox: Settings → Privacy & Security → Cookies and Site Data

Safari: Preferences → Privacy → Manage Website Data

Edge: Settings → Cookies and site permissions → Manage and delete cookies

Keep in mind that blocking all tracking will affect site functionality. You might need to re-enter information frequently or lose access to personalized features.

  • Essential security and session management tracking can't be disabled if you want to use account features
  • Analytics tracking can be blocked without affecting core site functions
  • Preference storage is optional but enhances convenience
  • You can clear all stored data at any time through your browser settings

Third-Party Services

We use a limited number of external services that may place their own tracking technologies:

We carefully vet any third-party service before integration and ensure they meet our standards for data handling and visitor privacy.

Changes to This Policy

We review and update this policy periodically as our practices evolve or regulations change. When we make significant changes, we'll update the date at the top of this page and may notify active users through email or site announcements.

If you have questions about specific tracking technologies or how we use data from your visits, we're happy to provide more detailed information. Our approach is transparency, and we'd rather over-explain than leave people confused about what we're doing.